Second Charge Secured Loans

We can help you if you are looking to raise Money for any of the following:

  • Debt Consolidation
  • Buy a Car
  • Money for your business
  • Wedding
  • Home Improvements
  • Divorce or Seperation
  • Dream Holiday

Sometimes you wish to borrow extra money but may have the following restrictions:

  • Personal loan terms are too short which means your payments may be too high
  • You may be tied in with your existing mortgage which means you have a high redemption penalty to redeem your mortgage
  • You may not meet your current Mortgage Lenders Criteria to borrow any more
  • You simply wish to borrow more than any personal loan provider has to offer.

Well here at Smith Cooper Independent Mortgage & Finance Advice we have the following available to us:

  • Upto 95% of your Property Value
  • £5,000 – £100,000 lending amount
  • 5 – 25 year term
  • CCJ’s and Defaults Accepted
  • Mortgage Arrears
  • Self Employed without accounts
  • Discharged Bankrupt and current IVA’s
  • No Upfront Costs


If you are looking at borrowing extra money. We will at the same time review your current mortgage rate


Get in contact to find out more

Your home may be repossessed if you do not keep up repayments on your mortgage. Think carefully before securing other debts against your home.